How To Open US Student Bank Account | Apply Now

Are you a student studying in US, then this write up is for you. Having a US bank account will make managing your finances significantly easier. Below is How To Open US Student Bank Account.

How To Open US Student Bank Account

If you’re going to study in the US for more than a few month s, opening a bank account is a great idea. You must know the type of account you intend to open, below are the types of account they have;

1. Checking Accounts

These allow you to frequently deposit and withdraw money. They are a great way to pay your monthly bills. When you open a checking account, it usually comes with a checkbook and a bank card. There are usually minimum monthly balances and service fees, and these vary depending on the type of account you open. Most international students only need a checking account, which they use for managing living expenses while at school

Also Read: How to Apply for Credit Card Online | Best Card Ever

2. Savings Accounts

These are for long term deposits for accruing interest. The interests, minimum balances, and service fees will vary from bank to bank. As an international student, you will probably not need a savings account.

How to Open a Bank Account

As an international student, you do not fit neatly into any category set by US banks, and it will be easier to deal with any complications in person. In addition, it’s always useful to establish a face to face relationship if you require additional services. When you go to the bank to open a bank account, you will need to bring:

  • Your full name, home address, home telephone number, your campus telephone number, and your college address (Letterhead showing the local address – i.e. utility bills or apartment contract)
  • Unexpired passport
  • I-94 card
  • I-20, DS-2019 or I-797 approval notice
  • Any secondary form of identification (such as: your passport, your Student ID card, birth certificate, state driver’s license, or a letter from the International Students and Scholars Office)
  • Enrollment verification letter from your school

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You will also need the funds you want to deposit and open the account with. Every bank has slightly different requirements, so make sure you ask beforehand so you don’t forget something you need.

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